Modern, sponsor-first 401(k) fee optimization

Lower 401(k) fees.
Stronger fiduciary confidence.

FeeShield helps plan sponsors benchmark and negotiate recordkeeping, administration, and investment-related costs—then packages the results into committee-ready documentation.

See how it works

Benchmark-driven Vendor negotiation support Committee-ready reporting

Fee Review Snapshot

A fast readout your committee can act on.

All-in fee clarity Identify asset-based charges, per‑head fees, and revenue-sharing flows.

Market benchmarking Compare costs vs. peers and current market ranges.

Negotiation playbook Structured talking points + side‑by‑side comparisons.

View deliverables

* Fiduciary status (if any) is defined in writing by engagement.

Everything a plan sponsor needs to reduce fees responsibly

Transparent, benchmark-backed analysis that supports negotiation and documentation—without adding complexity.

Plan Cost Benchmarking

We quantify your all‑in cost picture and compare it to market ranges and peer plans.

Vendor Negotiation / RFP Support

We help you run a structured process, compare offers, and negotiate better terms.

Investment Cost Review

Share class checks, expense analysis, revenue sharing review, and lineup efficiency insights.

Committee-Ready Documentation

Decision support exhibits, meeting summaries, and a repeatable fee review workflow.

Fee Structure Simplification

Shift toward transparent pricing where it makes sense—less confusion for participants.

Ongoing Governance Option

Annual checkups, benchmarking refresh, and vendor touchpoints to keep fees competitive.

A simple 3-step process

Fast, structured, and built to produce defensible outcomes.

STEP 01

Gather

We review disclosures, service agreements, invoices, and plan details to map every fee and flow.

STEP 02

Benchmark

We compare your plan’s costs to market ranges and peer plans—highlighting clear negotiation levers.

STEP 03

Negotiate & Document

We support vendor conversations and provide committee-ready exhibits summarizing findings and decisions.

Outcomes we aim for

We focus on transparency, competitive pricing, and documentation—so participants keep more and committees feel confident.

Lower and more transparent admin pricing

Shift away from opaque asset-based charges when appropriate and clarify per-participant costs.

Stronger fiduciary documentation

Committee-ready exhibits that support a prudent, repeatable fee review process.

Clean negotiation leverage

A structured playbook for vendor conversations, renewals, and RFPs.

Note: Outcomes vary by plan size, services, and vendor terms.

Simple engagement options

Start with a one-time benchmark review, then add negotiation support or ongoing governance if helpful.

See deliverables

FAQ

Quick answers to the questions plan committees ask most often.

Do you replace our advisor or recordkeeper?

No. FeeShield can work alongside your current partners or help you evaluate alternatives—your choice.

How long does a review take?

Often 1-2 weeks depending on document availability and vendor responsiveness.

What do you need from us?

Fee disclosures, plan investment lineup, and basic plan details. We’ll provide a simple checklist.

Are you a fiduciary?

We’ll define our role clearly in writing based on your engagement structure. We do not provide legal or tax advice.